Nevada's minimum liability limits are low and Las Vegas is full of tourist and uninsured drivers. Uninsured and underinsured motorist coverage on your own policy is the backstop that actually protects a rider.

Nevada follows modified comparative negligence with a 51 percent bar. Cross the halfway line on fault and a Las Vegas rider recovers nothing, which is exactly why insurers work so hard to blame the biker.

Every rider and passenger in Nevada must wear a DOT-compliant helmet, no exceptions. Wear the wrong one and an insurer can twist it into a fault argument under Nevada's 51 percent bar.

Nevada gives an injured rider two years to file a personal injury lawsuit, and some claims carry even shorter deadlines. In the desert, the evidence that wins your case fades long before the clock runs out.

A step-by-step guide for Las Vegas and Southern Nevada riders on what to do after a crash, how to protect yourself against Nevada's comparative fault rule, and what never to say to the adjuster.

Nevada has one of the highest uninsured-driver rates in the country, and Las Vegas riders get hit by them all the time. Here is how uninsured motorist coverage steps in and why your own insurer may still fight you.

A driver clips you on the Strip and takes off. Here is what to do first, how Nevada treats hit and run, how uninsured motorist coverage still pays, and the camera footage that can identify a fleeing driver before it is overwritten.

Fall is the reward for surviving a Las Vegas summer on two wheels, and one of the sneakiest seasons out here. Flash-flood washes across desert roads, blowing sand and high winds on I-15, big day-night temperature swings, low sun glare, wild burros an

The Las Vegas corridors that put riders most at risk, from I-15 through the resort corridor and the Spaghetti Bowl to Boulder Highway and the Strip, and how to ride each one defensively under Nevada's comparative fault rule.

How Las Vegas riders can stay seen after dark, from the Strip's light pollution and distraction to late-night impaired drivers, left-turn crashes at intersections, and the black desert highways just outside town.

The best motorcycle rides near Las Vegas, from the Red Rock Canyon Scenic Loop to Mount Charleston, Valley of Fire, and Lake Mead, plus the hidden desert risks Nevada riders face and why a crash here hits differently.

What a Las Vegas motorcycle case is really worth comes down to the damages you can prove, how much fault the insurer pins on you under Nevada's 51 percent bar, and the coverage actually available. Here is how the math really works, without the empty

The adjuster who calls after your Las Vegas crash sounds friendly, but the job is to close your file for as little as possible. Here is how the recorded statement, the quick lowball, and Nevada's 51 percent fault rule are used against riders, and wha